An IBAN is used to uniquely identify a customer’s bank account. The IBAN consists of an alphabetical country code, followed by two digits, and then up to thirty five characters for the bank account number.
For money transfers from Australia to an IBAN mandatory country (for example Pakistan), an IBAN must be included.
For those not listed, the IBAN may be optional or not required (for example the USA).
An IBAN is required for the following countries
| Country Name | Number of characters | Examples of IBAN (without any spaces or characters) |
|---|---|---|
| Austria | 20 | AT611904300234573201 |
| Belgium | 16 | BE68539007547034 |
| Bosnia and Herzegovina | 20 | BA391290079401028494 |
| Bulgaria | 22 | BG80BNBG96611020345678 |
| Croatia | 21 | HR1210010051863000160 |
| Cyprus | 28 | CY17002001280000001200527600 |
| Czech Republic | 24 | CZ6508000000192000145399 |
| Denmark | 18 | DK5000400440116243 |
| Estonia | 20 | EE382200221020145685 |
| Finland | 18 | FI2112345600000785 |
| France | 27 | FR1420041010050500013M02606 |
| Germany | 22 | DE89370400440532013000 |
| Greece | 27 | GR1601101250000000012300695 |
| Hungary | 28 | HU42117730161111101800000000 |
| Ireland | 22 | IE29AIBK93115212345678 |
| Italy | 27 | IT60X0542811101000000123456 |
| Luxembourg | 20 | LU280019400644750000 |
| Macedonia | 19 | MK07300000000042425 |
| Malta | 31 | MT84MALT011000012345MTLCAST001S |
| Mauritius | 30 | MU56BOMM0101123456789101000000 |
| Netherlands | 18 | NL91ABNA0417164300 |
| Norway | 15 | NO9386011117947 |
| Poland | 28 | PL27114020040000300201355387 |
| Portugal | 25 | PT50000201231234567890154 |
| Saudi Arabia | 24 | SA0380000000608010167519 |
| Serbia | 22 | RS35260005601001611379 |
| Slovak Republic | 24 | SK3112000000198742637541 |
| Slovenia | 19 | SI56191000000123438 |
| Spain | 24 | ES8023100001180000012345 |
| Sweden | 24 | SE3550000000054910000003 |
| Switzerland | 21 | CH3900700115201849173 |
| Turkey | 26 | TR330006100519786457841326 |
| Israel | 23 | IL620108000000099999999 |
| Pakistan | 24 | PK36SCBL0000001123456702 |
| Montenegro | 22 | ME25505000012345678951 |
Is there any charges if IBAN is missing or incorrect?
If the IBAN is missing or incorrect, a charge may be applied by the receiving bank and your money transfer request may be rejected. These charges may be deducted from your payment or charged back to you.
